--- title: Another Reason to Expect the Cost of Medical Insurance to Rise in California description: Effective immediately, all California fully insured medical plans (grandfathered and non-grandfathered plans) will now provide transgender benefits for fully insured individuals. In accordance with California state regulatory requirements, coverage will be provided according to terms and conditions of the plan … Continued --- [![](https://blog.graniteins.com/hs-fs/hubfs/Granite%20Insurance%20Brokers.png?width=376&name=Granite%20Insurance%20Brokers.png)](http://www.graniteins.com/) - [About Us](https://www.graniteins.com/about-us) - [Our Process](https://www.graniteins.com/granites-process) - [Testimonials](https://www.graniteins.com/testimonials) - [Contact](https://www.graniteins.com/contact) - [Expertise](https://www.graniteins.com/expertise) - [Workers' Comp, Liability & Auto](https://www.graniteins.com/workers-comp-liability-auto) - [Group Employee Benefits](http://www.graniteins.com/granite-healthpro) - [E-COMP Pay-Go Program](https://www.graniteins.com/about-us-ecomp) - [Premier Programs, Associations & Groups](http://www.graniteins.com/premier-programs-associations-group) - [Builders & Contractors](http://www.graniteins.com/builders-contractors) - [Private & Charter Schools](http://www.graniteins.com/private-charter-schools) - [Register for Workshops](http://www.graniteins.com/register-for-workshops) - [Service & Appointment Requests](http://www.graniteins.com/servicing-appointment-requests) - [Compliance Marketplace](http://www.graniteins.com/curated-compliance-marketplace) - [Newsfeed](http://www.graniteins.com/blog) - [Subscribe](http://www.graniteins.com/subscribe-to-blog) **![Telephone_icon_blue_](https://blog.graniteins.com/hs-fs/hubfs/Telephone_icon_blue_.png?width=26&name=Telephone_icon_blue_.png) 1 (888) 347-2648** ![email-icon](https://blog.graniteins.com/hs-fs/hubfs/email-icon.jpg?width=26&name=email-icon.jpg) [**Contact**](https://www.graniteins.com/contact) [![Login](https://no-cache.hubspot.com/cta/default/467326/0a3647f2-51d8-41a2-aa16-fac1a4915245.png)](https://cta-redirect.hubspot.com/cta/redirect/467326/0a3647f2-51d8-41a2-aa16-fac1a4915245)   [![Get A Quote](https://no-cache.hubspot.com/cta/default/467326/ff79a74e-b157-4837-b1ff-9b3283ec3577.png)](https://cta-redirect.hubspot.com/cta/redirect/467326/ff79a74e-b157-4837-b1ff-9b3283ec3577) # Latest News ## Another Reason to Expect the Cost of Medical Insurance to Rise in California October 29, 2013 Effective immediately, all California fully insured medical plans (grandfathered and non-grandfathered plans) will now provide transgender benefits for fully insured individuals. In accordance with California state regulatory requirements, coverage will be provided according to terms and conditions of the plan that apply to other covered medical conditions, including medical necessity requirements, utilization management, and exclusions for cosmetic services. This coverage will include medically necessary services related to gender transition such as transgender surgery, hormone therapy, psychotherapy visits, and vocal training. ### Recent Posts ### Our Services ### Giving Back [Our Causes](http://www.graniteins.com/causes-2) ### Get a Quote ### Connect With Us [Request a Quote](http://www.graniteins.com/request-a-quote) today!   [Subscribe](http://www.graniteins.com/subscribe-to-blog) to Our Blog! ### Contact Us ### Locations - [Ph (888) 347-2648](tel:1-888-347-2648) - [Ph (925) 462-8400](tel:1-925-462-8400) - [Fx (925) 462-8888](tel:1-925-462-8888) - [Email Us](https://blog.graniteins.com/contact/) **PLEASANTON** 6600 Koll Center Pkwy Suite 100, Pleasanton, CA 94566   **DEL MAR** 1225 Camino Del Mar, Del Mar, CA 92014   Copyright © 2026 Granite Insurance Brokers, Inc. | License #0C41366 Website & Branding by [Sawmill Creative](http://www.sawmillcreative.co)